Your tiny guide to boiler claims
From boiler breakdowns to urgent plumbing, there are many things that can go wrong with your heating system. But, if you’re planning on using your insurance to take care of matters, there are a few things you need to know.
Does your insurance cover boiler problems?
Your boiler might be covered under your home insurance policy but don’t automatically assume it does. In 2018, 17% of UK households said their boiler had broken down in the last 12 months. Due to the high frequency of boiler problems, many home insurance providers choose to omit boiler cover from their policies. If you think this might affect you, it is a good idea to check now. That way, you can invest in boiler cover. Preventing hefty costs if something bad were to happen.
Does your insurance have specific requirements?
Be aware that even if your home insurance policy does cover boiler breakdowns and other complications, there is likely to be some fine-print, detailing the conditions necessary for a successful claim. Many insurance companies require that you undergo an annual boiler service as part of their requirements. If you fail to do this, you may find out that your claim isn’t valid and you may have to shell out over £245 for a repair alone.
You may feel that boiler insurance is the best way to protect yourself from financial hardship. But, there is another effective way to do this that doesn’t involve you jumping through invisible hoops. Getting your boiler serviced annually means that if any problems are looming on the horizon, you’ll be able to fix them before they worsen and become more expensive to fix. Or, if the problem is more serious, you’ll have all the time you need to make the necessary preparations to buy a new boiler e.g. finding finance plans, or saving money.
If you want to make sure your boiler doesn’t leave you in a mess with your insurance company, get in touch with GOS Heating today on 01772 734 966. We offer affordable service cover plans to help you make sure your boiler is always in tip-top condition.